As you or a loved one ages, it's important to consider the financial costs of growing older. Living off of a fixed income can be stressful enough, but considering the cost of long-term care can increase financial pressure even more. In this post, we will review the costs of senior care in Columbus, NE, so that you can be prepared for whatever life brings.
Cost of Living in Columbus
Columbus, Nebraska, has a lot to offer when it comes to the cost of living. The city boasts a cost of living that is about 10% lower than the rest of the country. And the city is about 5% cheaper than the rest of the state of Nebraska. That means a senior's income can last longer, giving them more cushion for unexpected medical bills or long-term care.
Assisted Living Costs
When you are considering senior care, you may look into assisted living communities. In Nebraska, these communities average about $2,850 per month. However, you may pay more for additional space or amenities. Typically, prices range from $1,575/month to $4,350/month. However, there are other senior care options available.
Nursing Home Costs
Some seniors may need additional assistance that an assisted living community can't provide. These seniors may consider a nursing home. In Nebraska, nursing homes cost about $3,750 per month for a semi-private room, which is $125/day. If you want a private room, it will be about $4,650 per month or $155/day. The additional care comes with a bigger price tag, which could be worth it for seniors.
Home Care Costs
However, seniors should also consider home care. Home care can involve both medical and non-medial care, depending on a senior's needs. A caregiver or home health aide can come into the home and help perform tasks of daily living. Plus, you can create a custom schedule so you only pay for care when you need it.
In-home care costs about $19 per hour in Nebraska. If a senior brought in home care for just 20 hours per week, they would pay about $1,500, which is significantly cheaper than assisted living communities or nursing homes.
For more information on home care near you, refer to our services. Our caregivers are more than happy to help you or a loved one get the care you need.